Fees

One-Time Membership Fee: $5.00

ACH ORIGINATION FEES

Recurring Transaction: FREE
One-Time Transaction: $7.00
Single Loan Payment Request (online): $5.00

ATM FEES

Transaction (at CU owned ATM): FREE
Transaction (at non-CU owned machine): $1.50
Surcharge at CU Owned ATM (non-CCATCU card): $3.00

BILL PAY FEES

Monthly Service Charge: FREE
Non-Sufficient Funds (NSF): $25.00
Check Copy: $15.00
Stop Payment: $20.00

BUSINESS ACCOUNT FEES

Monthly Service Charge: $15.00

COLLECTION FEES

Incoming/Outgoing Collection Items: Pass Thru

CREDIT CARD FEES

ATM Fee (performed at a CCATCU owned ATM): $1.75
Card Replacement: $5.00
Returned Payment: $25.00

DEBIT CARD FEES

Annual Fee: $10.00
Reinstatement: $5.00
Replacement: $5.00
Negative Balance/Overdraft (ATM/POS): $25.00
Required Information Not Received After 30 Days: $3.00

LOAN FEES

Loan Payment Extension Fee: $15.00

PIA FEES

Below Minimum Balance: $5.00

POP MONEY (person to person)

Stop Payment: $25.00
Non-Sufficient Funds (NSF): $25.00
Expedited Transfer (next day): $1.00

RETURN FEES

Non-Sufficient Funds (NSF): $25.00
Personal Check Return: $25.00
Overdraft Privilege - Paid NSF (checks, in person withdrawals, preauthorized ACH, bill payment): $25.00
Loan Payment Return (excludes real estate): $25.00
Other Deposit Item Return (payroll, rent check, etc.): $10.00
ACH Payment Non-Sufficient Funds (NSF): $30.00

SAFE DEPOSIT BOX FEES

3x5 w/o Advantage Benefit Package (Annually): $15.00
3x5 w/Advantage Benefit Package (Annually): $5.00
3x10 (Annually): $30.00
5x10 (Annually): $50.00
10x10 (Annually): $100.00

SAVINGS ACCOUNT FEES

Early Closure Fee (within 30 days of opening): $5.00
Educational Savings Acct Early Withdrawal/Closure: $25.00
Real Savings Acct Early Withdrawal/Closure: $25.00

WIRE TRANSFER FEES

Incoming:  FREE
Domestic (outgoing): $20.00
Foreign (outgoing): $50.00
 

OTHER FEES

Account Balancing (per hour): $20.00
Account Phone Inquiry: $2.00
Account Printout: $5.00
Account Transfers (phone Request): $5.00
Advantage Benefit Package –ABP (monthly): $5.00
Additional ABP Insurance Coverage (monthly): $1.35
Call-24 (Audio Response System): FREE
CARFAX Report: $21.00
Cashier's Check: $3.00
Check Copy: $3.00
Check Order (EFT): Varies Per Check Style
Fax: $5.00
Money Order: $2.00
Payroll Checks Cashed (non-checking account members): $5.00
Photocopy: $1.00
Returned Mail Processing: $3.00
Statement Copy: $5.00
Stop Payment: $20.00
Overdraft Protection Transfer: $3.00
Traveler's Cheque Single Signature (per $100): $1.00
Traveler's Cheque Double Signature (per $100): $1.50
Visa Gift Card: $3.25
Web-24 (Online Banking): FREE